Choose The Option That Works for You
Bad Boy has the implements to help you get the job done, and the financing offers to help you save big. We've partnered with some of the industry's most respectable financial institutions to bring you the best money-saving options available.
Bad Boy Mowers has partnered with Sheffield Financial to provide fixed, straight, installment loans for purchases of Bad Boy Implements.
ANNUAL PERCENTAGE RATE subject to increase after promotional period.
Note: The below financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Financing promotions void where prohibited. Offer subject to change without notice. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 11/1/2023 and 1/31/2024.
No dealer recourse or reserve. Same day funding available. Direct deposit available. All loans subject to credit approval. Other features available. Subject to change without notice. $75,000 maximum amount financed. UCC filing fee may be charged. Sheffield Financial is a division of Truist Bank, Member FDIC.
Click Here To Apply Now0% for 24 Months [1.59%
APR*]
2 or more Bad Boy Implements Required
Minimum
Purchase
Requirement
$1,500
Interest Rate
0%
Term
24 Months
Loan
Documentation
Fee
$125
*Example: On financed amount of $7,500, your down payment is $0 with 12 monthly payments of $317.71 each. Interest Rate is 0% [APR is 1.59%].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 660. Minimum amount financed $1,500; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 11/1/2023 and 1/31/2024. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.
0% for 36 Months [1.08%
APR*]
3 or more Bad Boy Implements Required
Minimum
Purchase
Requirement
$1,500
Interest Rate
0%
Term
24 Months
Loan
Documentation
Fee
$125
*Example: On financed amount of $7,500, your down payment is $0 with 36 monthly payments of $211.81 each. Interest Rate is 0% [APR is 1.08%].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 660. Minimum amount financed $1,500; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 11/1/2023 and 1/31/2024. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.
1.99% for 12 Months [3.23% APR*]
Minimum
Purchase
Requirement
$500
Interest Rate
1.99%
Term
12 Months
Loan
Documentation
Fee
$50
*Example: On financed amount of $7,500, your down payment is $0 with 12 monthly payments of $635.99 each. Interest Rate is 1.99% [APR is 3.23%].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 660. Minimum amount financed $500; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 11/1/2023 and 1/31/2024. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $50.00. Offer subject to change without notice.
2.99% for 18 Months [4.69% APR*]
Minimum
Purchase
Requirement
$1,500
Interest Rate
2.99%
Term
18 Months
Loan
Documentation
Fee
$100
*Example: On financed amount of $7,500, your down payment is $0 with 18 monthly payments of $432.31 each. Interest Rate is 2.99% [APR is 4.69%].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 660. Minimum amount financed $1,500; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 11/1/2023 and 1/31/2024. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $100.00. Offer subject to change without notice.
3.99% for 24 Months [5.62% APR*]
Minimum
Purchase
Requirement
$1,500
Interest Rate
3.99%
Term
24 Months
Loan
Documentation
Fee
$125
*Example: On financed amount of $7,500, your down payment is $0 with 24 monthly payments of $331.12 each. Interest Rate is 3.99% [APR is 5.62%].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 660. Minimum amount financed $1,500; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 11/1/2023 and 1/31/2024. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.
3.99% for 18 Months [5.68% APR*]
Minimum
Purchase
Requirement
$1,000
Interest Rate
3.99%
Term
18 Months
Loan
Documentation
Fee
$100
*Example: On financed amount of $7,500, your down payment is $0 with 18 monthly payments of $435.67 each. Interest Rate is 3.99% [APR is 5.68%].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 660. Minimum amount financed $1,000; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 11/1/2023 and 1/31/2024. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $100.00. Offer subject to change without notice.
8.99% for 12 Months [10.29% APR*]
Minimum
Purchase
Requirement
$500
Interest Rate
8.99%
Term
12 Months
Loan
Documentation
Fee
$50
*Example: On financed amount of $7,500, your down payment is $0 with 12 monthly payments of $660.39 each. Interest Rate is 8.99% [APR is 10.29%].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 660. Minimum amount financed $500; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 11/1/2023 and 1/31/2024. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $50.00. Offer subject to change without notice.
10.99% for 24 Months [12.69% APR*]
Minimum
Purchase
Requirement
$1,500
Interest Rate
10.99%
Term
24 Months
Loan
Documentation
Fee
$125
*Example: On financed amount of $7,500, your down payment is $0 with 24 monthly payments of $355.46 each. Interest Rate is 10.99% [APR is 12.69%].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 660. Minimum amount financed $1,500; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 11/1/2023 and 1/31/2024. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.
Deal, Direct, Done. On the spot retail financing from Dealer Direct.
Dealer Direct, a department of First Community Bank in Batesville, Arkansas, offers specialized financing for manufacturers, including floor plans and retail financing. Since our start in 2005, we have grown to service thousands of retail dealers nationwide.
Dealer Direct combines the speed and technology of a national finance company with the individualized attention and customer service of a hometown community bank. A loan officer handles each application that comes in and makes the credit decision. This gives us the opportunity to maximize the number of approvals that fit within our program.
Effective July 6 - August 31, 2022. *No down payment required (with acceptable credit). Associated fees must be paid at closing. **No admin fees paid on “No Frills” option. Applicants must have a FICO Score of 660 or HIGHER to qualify for these Special Rates (Below 660 FICO may be subject to Standard Rates).
Contact Dealer Direct For More Info5.99% for 48 Months with 48 Equal Monthly Principal & Interest Payments*
Minimum
Purchase
Requirement
$2,000
Interest Rate
5.99%
Term
48 Months
Loan Processing Fee
$125
4.49% for 60 Months with 60 Equal Monthly Principal & Interest Payments*
Minimum
Purchase
Requirement
$2,000
Interest Rate
4.49%
Term
60 Months
Loan Processing Fee
$125
5.99% for 60 Months with 60 Equal Monthly Principal & Interest Payments*
Minimum
Purchase
Requirement
$2,000
Interest Rate
5.99%
Term
60 Months
Loan Processing Fee
$125
6.29% for 66 Months with 66 Equal Monthly Principal & Interest Payments*
Minimum
Purchase
Requirement
$2,000
Interest Rate
6.29%
Term
66 Months
Loan Processing Fee
$125
7.99% for 72 Months with 72 Equal Monthly Principal & Interest Payments*
Minimum
Purchase
Requirement
$2,000
Interest Rate
7.99%
Term
72 Months
Loan Processing Fee
$125
"NO FRILLS" Financing Option - 7.79% for up to 60 Months**
Minimum
Purchase
Requirement
$2,000
Interest Rate
7.79%
Term
Up To 60 Months
Loan Processing Fee
$125