Choose The Option That's Right for You
If you're looking to conquer the off-roads, Bad Boy has you covered. We've partnered with some of the industry's most respectable financial institutions to bring you the best money-saving options for your Bandit UTV.
Bad Boy Mowers has partnered with Sheffield Financial to provide fixed, straight, installment loans for purchases of a Bad Boy Bandit UTV.
ANNUAL PERCENTAGE RATE subject to increase after promotional period.
Note: The following financing programs are offered by Sheffield Financial is a division of Truist Bank, Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Financing promotions void where prohibited. Offer subject to change without notice. Offer effective on eligible and qualified Bad Boy Mowers purchased from a participating Bad Boy Mower dealer between 2/1/2026 and 4/30/2026.
No dealer recourse or reserve. Same day funding available. Direct deposit available. All loans subject to credit approval. Other features available. Subject to change without notice. $75,000 maximum amount financed. UCC filing fee may be charged. Sheffield Financial is a division of Truist Bank, Member FDIC.
Click Here To Apply Now Contact Your Local Bad Boy Dealer For more InfoRide NOW Pay
LATER
Zero Interest for 120
Days
No Payment for 150 Days thereafter
2.99% for 48
Months [3.84% APR*]
Minimum
Purchase
Requirement
$1,500
Interest Rate
2.99%
Term
48 Months
Loan
Documentation
Fee
$150
*Example: On a 2/1/2026 amount financed of $7,500, your Down Payment is $0.00, no interest for 120 days and payment for 150 days followed by 48 monthly payments of $170.95 each. Interest rate is 2.99% [ANNUAL PERCENTAGE RATE is 3.84% (E)].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Bureau risk score alone does not guarantee rate eligibility; other underwriting criteria may apply. Minimum amount financed $1500.00; Maximum amount financed $75,000.00. Other qualifications and restrictions may apply. An Origination Fee of $150.00 will be added to the amount financed in the above example. Offer effective on eligible and qualified units purchased from a participating Sheffield dealer. See dealer for product eligibility and qualifications between 2/1/2026 and 4/30/2026. Offer subject to change without notice [“E” means estimate”].
0% for 36 Months [1.29% APR*]
Minimum
Purchase
Requirement
$1,500
Interest Rate
0%
Term
36 Months
Loan
Documentation
Fee
$150
*Example: On amount financed of $7,500, your Down Payment is $0.00 with 36 monthly payments of $212.50 each. Interest rate is 0.00% [ANNUAL PERCENTAGE RATE is 1.29% (E)].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Bureau risk score alone does not guarantee rate eligibility; other underwriting criteria may apply. Minimum amount financed $1500.00; Maximum amount financed $75,000.00. Other qualifications and restrictions may apply. An Origination Fee of $150.00 will be added to the amount financed in the above example. Offer effective on eligible and qualified units purchased from a participating Sheffield dealer. See dealer for product eligibility and qualifications between 2/1/2026 and 4/30/2026. Offer subject to change without notice [“E” means estimate”].
0.99% for 42 Months [2.11% APR*]
Minimum
Purchase
Requirement
$1,500
Interest Rate
0.99%
Term
42 Months
Loan
Documentation
Fee
$150
*Example: On amount financed of $7,500, your down payment is $0.00 with 42 monthly payments of $185.39 each. Interest Rate is 0.99% [ANNUAL PERCENTAGE RATE is 2.11% (E)].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Bureau risk score alone does not guarantee rate eligibility; other underwriting criteria may apply. Minimum amount financed $1500.00; Maximum amount financed $75,000.00. Other qualifications and restrictions may apply. An Origination Fee of $150.00 will be added to the amount financed in the above example. Offer effective on eligible and qualified units purchased from a participating Sheffield dealer. See dealer for product eligibility and qualifications between 2/1/2026 and 4/30/2026. Offer subject to change without notice [“E” means estimate”].
1.99% for 36 Months [2.79% APR*]
Minimum
Purchase
Requirement
$1,500
Interest Rate
1.99%
Term
36 Months
Loan
Documentation
Fee
$150
*Example: On amount financed of $7,500, your down payment is $0.00 with 36 monthly payments of $134.05 each. Interest Rate is 1.99% [ANNUAL PERCENTAGE RATE is 2.79% (E)].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Bureau risk score alone does not guarantee rate eligibility; other underwriting criteria may apply. Minimum amount financed $1500.00; Maximum amount financed $75,000.00. Other qualifications and restrictions may apply. An Origination Fee of $150.00 will be added to the amount financed in the above example. Offer effective on eligible and qualified units purchased from a participating Sheffield dealer. See dealer for product eligibility and qualifications between 2/1/2026 and 4/30/2026. Offer subject to change without notice [“E” means estimate”].
1.99% for 48 Months [2.98% APR*]
Minimum
Purchase
Requirement
$1,500
Interest Rate
1.99%
Term
48 Months
Loan
Documentation
Fee
$150
*Example: On amount financed of $7,500, your down payment is $0.00 with 48 monthly payments of $165.93 each. Interest Rate is 1.99% [ANNUAL PERCENTAGE RATE is 2.98% (E)].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Bureau risk score alone does not guarantee rate eligibility; other underwriting criteria may apply. Minimum amount financed $1500.00; Maximum amount financed $75,000.00. Other qualifications and restrictions may apply. An Origination Fee of $150.00 will be added to the amount financed in the above example. Offer effective on eligible and qualified units purchased from a participating Sheffield dealer. See dealer for product eligibility and qualifications between 2/1/2026 and 4/30/2026. Offer subject to change without notice [“E” means estimate”].
4.99% for 48 Months [5.99% APR*]
Minimum
Purchase
Requirement
$1,500
Interest Rate
4.99%
Term
48 Months
Loan
Documentation
Fee
$150
*Example: On amount financed of $7,500, your down payment is $0.00 with 48 monthly payments of $176.11 each. Interest Rate is 4.99% [ANNUAL PERCENTAGE RATE is 5.99% (E)].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Bureau risk score alone does not guarantee rate eligibility; other underwriting criteria may apply. Minimum amount financed $1500.00; Maximum amount financed $75,000.00. Other qualifications and restrictions may apply. An Origination Fee of $150.00 will be added to the amount financed in the above example. Offer effective on eligible and qualified units purchased from a participating Sheffield dealer. See dealer for product eligibility and qualifications between 2/1/2026 and 4/30/2026. Offer subject to change without notice [“E” means estimate”].
1.99% for 60 Months [2.79% APR*]
Minimum
Purchase
Requirement
$2,500
Interest Rate
1.99%
Term
60 Months
Loan
Documentation
Fee
$150
*Example: On amount financed of $7,500, your down payment is $0.00 with 60 monthly payments of $134.05 each. Interest Rate is 1.99% [ANNUAL PERCENTAGE RATE is 2.79% (E)].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Bureau risk score alone does not guarantee rate eligibility; other underwriting criteria may apply. Minimum amount financed $2500.00; Maximum amount financed $75,000.00. Other qualifications and restrictions may apply. An Origination Fee of $150.00 will be added to the amount financed in the above example. Offer effective on eligible and qualified units purchased from a participating Sheffield dealer. See dealer for product eligibility and qualifications between 2/1/2026 and 4/30/2026. Offer subject to change without notice [“E” means estimate”].
3.99% for 60 Months [4.97% APR*]
Minimum
Purchase
Requirement
$2,500
Interest Rate
3.99%
Term
60 Months
Loan
Documentation
Fee
$150
*Example: On amount financed of $7,500, your down payment is $0.00 with 60 monthly payments of $140.81 each. Interest Rate is 3.99% [ANNUAL PERCENTAGE RATE is 4.79% (E)].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Bureau risk score alone does not guarantee rate eligibility; other underwriting criteria may apply. Minimum amount financed $2500.00; Maximum amount financed $75,000.00. Other qualifications and restrictions may apply. An Origination Fee of $150.00 will be added to the amount financed in the above example. Offer effective on eligible and qualified units purchased from a participating Sheffield dealer. See dealer for product eligibility and qualifications between 2/1/2026 and 4/30/2026. Offer subject to change without notice [“E” means estimate”].
5.99% for 72 Months [6.33% APR*]
Minimum
Purchase
Requirement
$15,000
Interest Rate
5.99%
Term
72 Months
Loan
Documentation
Fee
$150
*Example: On amount financed of $15,000, your down payment is $0.00 with 72 monthly payments of $250.96 each. Interest Rate is 5.99% [ANNUAL PERCENTAGE RATE is 6.33% (E)].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Bureau risk score alone does not guarantee rate eligibility; other underwriting criteria may apply. Minimum amount financed $15000.00; Maximum amount financed $75,000.00. Other qualifications and restrictions may apply. An Origination Fee of $150.00 will be added to the amount financed in the above example. Offer effective on eligible and qualified units purchased from a participating Sheffield dealer. See dealer for product eligibility and qualifications between 2/1/2026 and 4/30/2026. Offer subject to change without notice [“E” means estimate”].
5.99% for 12 Months [7.19% APR*]
Minimum
Purchase
Requirement
$500
Interest Rate
5.99%
Term
12 Months
Loan
Documentation
Fee
$50
*Example: On amount financed of $7,500, your down payment is $0.00 with 12 monthly payments of $649.47 each. Interest Rate is 5.99% [ANNUAL PERCENTAGE RATE is 7.19% (E)].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Bureau risk score alone does not guarantee rate eligibility; other underwriting criteria may apply. Minimum amount financed $500.00; Maximum amount financed $75,000.00. Other qualifications and restrictions may apply. An Origination Fee of $50.00 will be added to the amount financed in the above example. Offer effective on eligible and qualified units purchased from a participating Sheffield dealer. See dealer for product eligibility and qualifications between 2/1/2026 and 4/30/2026. Offer subject to change without notice [“E” means estimate”].
7.99% for 24 Months [9.93% APR*]
Minimum
Purchase
Requirement
$1,500
Interest Rate
7.99%
Term
24 Months
Loan
Documentation
Fee
$150
*Example: On amount financed of $7,500, your down payment is $0.00 with 24 monthly payments of $345.75 each. Interest Rate is 7.99% [ANNUAL PERCENTAGE RATE is 9.93% (E)].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Bureau risk score alone does not guarantee rate eligibility; other underwriting criteria may apply. Minimum amount financed $1500.00; Maximum amount financed $75,000.00. Other qualifications and restrictions may apply. An Origination Fee of $150.00 will be added to the amount financed in the above example. Offer effective on eligible and qualified units purchased from a participating Sheffield dealer. See dealer for product eligibility and qualifications between 2/1/2026 and 4/30/2026. Offer subject to change without notice [“E” means estimate”].
9.99% for 36 Months [11.33% APR*]
Minimum
Purchase
Requirement
$1,500
Interest Rate
9.99%
Term
36 Months
Loan
Documentation
Fee
$150
*Example: On amount financed of $7,500, your down payment is $0.00 with 36 monthly payments of $246.62 each. Interest Rate is 9.99% [ANNUAL PERCENTAGE RATE is 11.33% (E)].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Bureau risk score alone does not guarantee rate eligibility; other underwriting criteria may apply. Minimum amount financed $1500.00; Maximum amount financed $75,000.00. Other qualifications and restrictions may apply. An Origination Fee of $150.00 will be added to the amount financed in the above example. Offer effective on eligible and qualified units purchased from a participating Sheffield dealer. See dealer for product eligibility and qualifications between 2/1/2026 and 4/30/2026. Offer subject to change without notice [“E” means estimate”].
11.99% for 48 Months [13.03% APR*]
Minimum
Purchase
Requirement
$1,500
Interest Rate
11.99%
Term
48 Months
Loan
Documentation
Fee
$150
*Example: On amount financed of $7,500, your down payment is $0.00 with 48 monthly payments of $201.24 each. Interest Rate is 11.99% [ANNUAL PERCENTAGE RATE is 13.03% (E)].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Bureau risk score alone does not guarantee rate eligibility; other underwriting criteria may apply. Minimum amount financed $1500.00; Maximum amount financed $75,000.00. Other qualifications and restrictions may apply. An Origination Fee of $150.00 will be added to the amount financed in the above example. Offer effective on eligible and qualified units purchased from a participating Sheffield dealer. See dealer for product eligibility and qualifications between 2/1/2026 and 4/30/2026. Offer subject to change without notice [“E” means estimate”].
8.99% for 12 Months [10.29% APR*]
Minimum
Purchase
Requirement
$500
Interest Rate
8.99%
Term
12 Months
Loan
Documentation
Fee
$50
*Example: On amount financed of $7,500, your down payment is $0.00 with 12 monthly payments of $660.39 each. Interest Rate is 8.99% [ANNUAL PERCENTAGE RATE is 10.29% (E)].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Bureau risk score alone does not guarantee rate eligibility; other underwriting criteria may apply. Minimum amount financed $500.00; Maximum amount financed $75,000.00. Other qualifications and restrictions may apply. An Origination Fee of $50.00 will be added to the amount financed in the above example. Offer effective on eligible and qualified units purchased from a participating Sheffield dealer. See dealer for product eligibility and qualifications between 2/1/2026 and 4/30/2026. Offer subject to change without notice [“E” means estimate”].
10.99% for 24 Months [12.96% APR*]
Minimum
Purchase
Requirement
$1,500
Interest Rate
10.99%
Term
24 Months
Loan
Documentation
Fee
$150
*Example: On amount financed of $7,500, your down payment is $0.00 with 24 monthly payments of $356.43 each. Interest Rate is 10.99% [ANNUAL PERCENTAGE RATE is 12.96% (E)].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Bureau risk score alone does not guarantee rate eligibility; other underwriting criteria may apply. Minimum amount financed $1500.00; Maximum amount financed $75,000.00. Other qualifications and restrictions may apply. An Origination Fee of $150.00 will be added to the amount financed in the above example. Offer effective on eligible and qualified units purchased from a participating Sheffield dealer. See dealer for product eligibility and qualifications between 2/1/2026 and 4/30/2026. Offer subject to change without notice [“E” means estimate”].
12.99% for 36 Months [14.36% APR*]
Minimum
Purchase
Requirement
$1,500
Interest Rate
12.99%
Term
36 Months
Loan
Documentation
Fee
$150
*Example: On amount financed of $7,500, your down payment is $0.00 with 36 monthly payments of $257.65 each. Interest Rate is 12.99% [ANNUAL PERCENTAGE RATE is 12.96% (E)].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Bureau risk score alone does not guarantee rate eligibility; other underwriting criteria may apply. Minimum amount financed $1500.00; Maximum amount financed $75,000.00. Other qualifications and restrictions may apply. An Origination Fee of $150.00 will be added to the amount financed in the above example. Offer effective on eligible and qualified units purchased from a participating Sheffield dealer. See dealer for product eligibility and qualifications between 2/1/2026 and 4/30/2026. Offer subject to change without notice [“E” means estimate”].
14.99% for 48 Months [16.06% APR*]
Minimum
Purchase
Requirement
$1,500
Interest Rate
14.99%
Term
48 Months
Loan
Documentation
Fee
$150
*Example: On amount financed of $7,500, your down payment is $0.00 with 48 monthly payments of $212.80 each. Interest Rate is 14.99% [ANNUAL PERCENTAGE RATE is 16.06% (E)].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Bureau risk score alone does not guarantee rate eligibility; other underwriting criteria may apply. Minimum amount financed $1500.00; Maximum amount financed $75,000.00. Other qualifications and restrictions may apply. An Origination Fee of $150.00 will be added to the amount financed in the above example. Offer effective on eligible and qualified units purchased from a participating Sheffield dealer. See dealer for product eligibility and qualifications between 2/1/2026 and 4/30/2026. Offer subject to change without notice [“E” means estimate”].
Sub-prime
Program
10.99% for 36 Months [12.35%
APR*]
Minimum
Purchase
Requirement
$1,500
Interest Rate
10.99%
Term
36 Months
Loan
Documentation
Fee
$150
*Example: On amount financed of $7,500, your down payment is $0.00 with 36 monthly payments of $250.36 each. Interest Rate is 10.99% [ANNUAL PERCENTAGE RATE is 12.35% (E)].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Bureau risk score alone does not guarantee rate eligibility; other underwriting criteria may apply. Minimum amount financed $1500.00; Maximum amount financed $75,000.00. Other qualifications and restrictions may apply. An Origination Fee of $150.00 will be added to the amount financed in the above example. Offer effective on eligible and qualified units purchased from a participating Sheffield dealer. See dealer for product eligibility and qualifications between 2/1/2026 and 4/30/2026. Offer subject to change without notice [“E” means estimate”].
Bad Boy has partnered with Dealer Direct to provide On The Spot Retail Financing for purchases of a Bad Boy Bandit UTV.
Click Here To Apply Now Contact Your Local Bad Boy Dealer For more Info1.99% for 36
Months
with 36 Equal Monthly Principal & Interest Payments*
Minimum
Purchase
Requirement
$2,000
Interest Rate
1.99%
Term
36 Months
Loan
Documentation
Fee
$125
* Effective February 1 – April 30, 2026. Applicants must have a FICO score of 650 or higher to qualify for loans equal to or below $30,000. For loans above $30,000, applicants must have a FICO score of 700 or higher. No down payment required (with acceptable credit). Additions for accessories must be pre-approved by a credit officer. Title vehicles will require proof of registration or actual MSO. Proof of insurance may be required at funding. All applicable fees required by each state (i.e UCC fees, direct lien fees, etc.) will be added. Maximum loan amount = $50,000.00. $125 Loan Processing Fee (added to loan). LTV: New Units factory invoice / Used units @ lenders discretion. Used units must meet aging guidelines. Associated dealer cost must be paid at closing.
0.99% for 42
Months
with 42 Equal Monthly Principal & Interest Payments*
Minimum
Purchase
Requirement
$2,000
Interest Rate
0.99%
Term
42 Months
Loan
Documentation
Fee
$125
* Effective February 1 – April 30, 2026. Applicants must have a FICO score of 650 or higher to qualify for loans equal to or below $30,000. For loans above $30,000, applicants must have a FICO score of 700 or higher. No down payment required (with acceptable credit). Additions for accessories must be pre-approved by a credit officer. Title vehicles will require proof of registration or actual MSO. Proof of insurance may be required at funding. All applicable fees required by each state (i.e UCC fees, direct lien fees, etc.) will be added. Maximum loan amount = $50,000.00. $125 Loan Processing Fee (added to loan). LTV: New Units factory invoice / Used units @ lenders discretion. Used units must meet aging guidelines. Associated dealer cost must be paid at closing.
1.99% for 48
Months
with 48 Equal Monthly Principal & Interest Payments*
Minimum
Purchase
Requirement
$2,000
Interest Rate
1.99%
Term
48 Months
Loan
Documentation
Fee
$125
* Effective February 1 – April 30, 2026. Applicants must have a FICO score of 650 or higher to qualify for loans equal to or below $30,000. For loans above $30,000, applicants must have a FICO score of 700 or higher. No down payment required (with acceptable credit). Additions for accessories must be pre-approved by a credit officer. Title vehicles will require proof of registration or actual MSO. Proof of insurance may be required at funding. All applicable fees required by each state (i.e UCC fees, direct lien fees, etc.) will be added. Maximum loan amount = $50,000.00. $125 Loan Processing Fee (added to loan). LTV: New Units factory invoice / Used units @ lenders discretion. Used units must meet aging guidelines. Associated dealer cost must be paid at closing.
1.99% for 60
Months
with 60 Equal Monthly Principal & Interest Payments*
Minimum
Purchase
Requirement
$2,000
Interest Rate
1.99%
Term
60 Months
Loan
Documentation
Fee
$125
* Effective February 1 – April 30, 2026. Applicants must have a FICO score of 650 or higher to qualify for loans equal to or below $30,000. For loans above $30,000, applicants must have a FICO score of 700 or higher. No down payment required (with acceptable credit). Additions for accessories must be pre-approved by a credit officer. Title vehicles will require proof of registration or actual MSO. Proof of insurance may be required at funding. All applicable fees required by each state (i.e UCC fees, direct lien fees, etc.) will be added. Maximum loan amount = $50,000.00. $125 Loan Processing Fee (added to loan). LTV: New Units factory invoice / Used units @ lenders discretion. Used units must meet aging guidelines. Associated dealer cost must be paid at closing.
3.99% for 48
Months
with 48 Equal Monthly Principal & Interest Payments*
Minimum
Purchase
Requirement
$2,000
Interest Rate
3.99%
Term
48 Months
Loan
Documentation
Fee
$125
* Effective February 1 – April 30, 2026. Applicants must have a FICO score of 650 or higher to qualify for loans equal to or below $30,000. For loans above $30,000, applicants must have a FICO score of 700 or higher. No down payment required (with acceptable credit). Additions for accessories must be pre-approved by a credit officer. Title vehicles will require proof of registration or actual MSO. Proof of insurance may be required at funding. All applicable fees required by each state (i.e UCC fees, direct lien fees, etc.) will be added. Maximum loan amount = $50,000.00. $125 Loan Processing Fee (added to loan). LTV: New Units factory invoice / Used units @ lenders discretion. Used units must meet aging guidelines. Associated dealer cost must be paid at closing.
4.99% for 48
Months
with 48 Equal Monthly Principal & Interest Payments*
Minimum
Purchase
Requirement
$2,000
Interest Rate
4.99%
Term
48 Months
Loan
Documentation
Fee
$125
* Effective February 1 – April 30, 2026. Applicants must have a FICO score of 650 or higher to qualify for loans equal to or below $30,000. For loans above $30,000, applicants must have a FICO score of 700 or higher. No down payment required (with acceptable credit). Additions for accessories must be pre-approved by a credit officer. Title vehicles will require proof of registration or actual MSO. Proof of insurance may be required at funding. All applicable fees required by each state (i.e UCC fees, direct lien fees, etc.) will be added. Maximum loan amount = $50,000.00. $125 Loan Processing Fee (added to loan). LTV: New Units factory invoice / Used units @ lenders discretion. Used units must meet aging guidelines. Associated dealer cost must be paid at closing.
3.99% for 60
Months
with 60 Equal Monthly Principal & Interest Payments*
Minimum
Purchase
Requirement
$2,000
Interest Rate
3.99%
Term
60 Months
Loan
Documentation
Fee
$125
* Effective February 1 – April 30, 2026. Applicants must have a FICO score of 650 or higher to qualify for loans equal to or below $30,000. For loans above $30,000, applicants must have a FICO score of 700 or higher. No down payment required (with acceptable credit). Additions for accessories must be pre-approved by a credit officer. Title vehicles will require proof of registration or actual MSO. Proof of insurance may be required at funding. All applicable fees required by each state (i.e UCC fees, direct lien fees, etc.) will be added. Maximum loan amount = $50,000.00. $125 Loan Processing Fee (added to loan). LTV: New Units factory invoice / Used units @ lenders discretion. Used units must meet aging guidelines. Associated dealer cost must be paid at closing.
4.99% for 60
Months
with 60 Equal Monthly Principal & Interest Payments*
Minimum
Purchase
Requirement
$2,000
Interest Rate
4.99%
Term
60 Months
Loan
Documentation
Fee
$125
* Effective February 1 – April 30, 2026. Applicants must have a FICO score of 650 or higher to qualify for loans equal to or below $30,000. For loans above $30,000, applicants must have a FICO score of 700 or higher. No down payment required (with acceptable credit). Additions for accessories must be pre-approved by a credit officer. Title vehicles will require proof of registration or actual MSO. Proof of insurance may be required at funding. All applicable fees required by each state (i.e UCC fees, direct lien fees, etc.) will be added. Maximum loan amount = $50,000.00. $125 Loan Processing Fee (added to loan). LTV: New Units factory invoice / Used units @ lenders discretion. Used units must meet aging guidelines. Associated dealer cost must be paid at closing.
5.99% for 72
Months
with 72 Equal Monthly Principal & Interest Payments*
Minimum
Purchase
Requirement
$2,000
Interest Rate
5.99%
Term
72 Months
Loan
Documentation
Fee
$125
* Effective February 1 – April 30, 2026. Applicants must have a FICO score of 650 or higher to qualify for loans equal to or below $30,000. For loans above $30,000, applicants must have a FICO score of 700 or higher. No down payment required (with acceptable credit). Additions for accessories must be pre-approved by a credit officer. Title vehicles will require proof of registration or actual MSO. Proof of insurance may be required at funding. All applicable fees required by each state (i.e UCC fees, direct lien fees, etc.) will be added. Maximum loan amount = $50,000.00. $125 Loan Processing Fee (added to loan). LTV: New Units factory invoice / Used units @ lenders discretion. Used units must meet aging guidelines. Associated dealer cost must be paid at closing.