Choose The Option That Works for You
That's right, it's never been easier to get a Bad Boy Tractor. We’ve partnered with some of the industry's most respectable financial institutions to bring you money-saving financing offers to keep your field, farm and property in top condition.
Bad Boy Mowers has partnered with Sheffield Financial to provide fixed, straight, installment loans for purchases of Bad Boy Tractors.
ANNUAL PERCENTAGE RATE subject to increase after promotional period.
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Financing promotions void where prohibited. Offer subject to change without notice. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 11/1/2023 and 1/31/2024..
No dealer recourse or reserve. Same day funding available. Direct deposit available. All loans subject to credit approval. Other features available. Subject to change without notice. $75,000 maximum amount financed. UCC filing fee may be charged. Sheffield Financial is a division of Truist Bank, Member FDIC.
Click Here To Apply Now0.99% for 60 Months [1.65% APR*]
Minimum
Purchase
Requirement
$2,500
Interest Rate
0.99%
Term
60 Months
Loan
Documentation
Fee
$125
*Example: On financed amount of $7,500, your Down Payment is $0 with 60 monthly payments of $130.31 each. Interest Rate is 0.99% [APR is 1.65%].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 660. Minimum amount financed $2,500; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 11/1/2023 and 1/31/2024. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.
1.99% for 72 Months [2.55% APR*]
Minimum
Purchase
Requirement
$7,500
Interest Rate
1.99%
Term
72 Months
Loan
Documentation
Fee
$125
*Example: On financed amount of $7,500, your Down Payment is $0 with 72 monthly payments of $112.45 each. Interest Rate is 1.99% [APR is 2.55%].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 700. Minimum amount financed $7,500; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 11/1/2023 and 1/31/2024. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.
0% for 84 Months [0.29% APR*]
Minimum
Purchase
Requirement
$12,000
Interest Rate
0%
Term
84 Months
Loan
Documentation
Fee
$125
*Example: On financed amount of $12,000, your down payment is $0 with 84 monthly payments of $144.35 each. Interest Rate is 0% [APR is 0.29%].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 700. Minimum amount financed $12,000; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 11/1/2023 and 1/31/2024. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.
2.99% for 84 Months [3.30% APR*]
Minimum
Purchase
Requirement
$12,000
Interest Rate
2.99%
Term
84 Months
Loan
Documentation
Fee
$125
*Example: On financed amount of $12,000, your down payment is $0 with 84 monthly payments of $160.17 each. Interest Rate is 4.99% [APR is 3.30%].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 700. Minimum amount financed $12,000; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 11/1/2023 and 1/31/2024. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.
3.99% for 84 Months [4.29% APR*]
Minimum
Purchase
Requirement
$12,000
Interest Rate
3.99%
Term
84 Months
Loan
Documentation
Fee
$125
*Example: On financed amount of $12,000, your down payment is $0 with 84 monthly payments of $165.66 each. Interest Rate is 3.99% [APR is 4.29%].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 700. Minimum amount financed $12,000; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 11/1/2023 and 1/31/2024. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.
4.99% for 84 Months [5.31% APR*]
Minimum
Purchase
Requirement
$12,000
Interest Rate
4.99%
Term
84 Months
Loan
Documentation
Fee
$125
*Example: On financed amount of $12,000, your down payment is $0 with 84 monthly payments of $171.33 each. Interest Rate is 2.99% [APR is 5.31%].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 700. Minimum amount financed $12,000; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 11/1/2023 and 1/31/2024. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.
8.24% for 24 Months [9.89% APR*]
Minimum
Purchase
Requirement
$2,500
Interest Rate
8.24%
Term
24 Months
Loan
Documentation
Fee
$125
*Example: On financed amount of $7,500, your down payment is $0 with 24 monthly payments of $345.70 each. Interest Rate is 8.24% [APR is 9.89%].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 675. Minimum amount financed $2,500; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 11/1/2023 and 1/31/2024. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.
8.24% for 36 Months [9.37% APR*]
Minimum
Purchase
Requirement
$2,500
Interest Rate
8.24%
Term
36 Months
Loan
Documentation
Fee
$125
**Example: On financed amount of $7,500, your down payment is $0 with 36 monthly payments of $239.79 each. Interest Rate is 8.24% [APR is 9.37%].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 675. Minimum amount financed $2,500; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 11/1/2023 and 1/31/2024. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.
8.24% for 48 Months [9.11% APR*]
Minimum
Purchase
Requirement
$2,500
Interest Rate
8.24%
Term
48 Months
Loan
Documentation
Fee
$125
*Example: On financed amount of $7,500, your down payment is $0 with 48 monthly payments of $187.01 each. Interest Rate is 8.24% [APR is 9.11%].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 675. Minimum amount financed $2,500; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 11/1/2023 and 1/31/2024. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.
8.74% for 60 Months [9.45% APR*]
Minimum
Purchase
Requirement
$2,500
Interest Rate
8.74%
Term
60 Months
Loan
Documentation
Fee
$125
*Example: On financed amount of $7,500, your down payment is $0 with 60 monthly payments of $157.33 each. Interest Rate is 8.74% [APR is 9.45%].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 675. Minimum amount financed $2,500; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 11/1/2023 and 1/31/2024. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.
8.74% for 72 Months [9.34% APR*]
Minimum
Purchase
Requirement
$7,500
Interest Rate
8.74%
Term
72 Months
Loan
Documentation
Fee
$125
*Example: On financed amount of $7,500, your down payment is $0 with 72 monthly payments of $136.47 each. Interest Rate is 8.74% [APR is 9.34%].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 700. Minimum amount financed $7,500; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 11/1/2023 and 1/31/2024. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.
8.74% for 84 Months [9.07% APR*]
Minimum
Purchase
Requirement
$12,000
Interest Rate
8.74%
Term
84 Months
Loan
Documentation
Fee
$125
*Example: On financed amount of $12,000, your down payment is $0 with 84 monthly payments of $193.49 each. Interest Rate is 8.74% [APR is 9.07%].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 700. Minimum amount financed $12,000; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 11/1/2023 and 1/31/2024. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.
12.99% for 36 Months [14.18% APR*]
Minimum
Purchase
Requirement
$1,500
Interest Rate
12.99%
Term
36 Months
Loan
Documentation
Fee
$125
*Example: On financed amount of $7,500, your down payment is $0 with 36 monthly payments of $256.98 each. Interest Rate is 12.99% [APR is 14.18%].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 660. Minimum amount financed $1,500; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 11/1/2023 and 1/31/2024. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.
14.99% for 48 Months [15.92% APR*]
Minimum
Purchase
Requirement
$1,500
Interest Rate
14.99%
Term
48 Months
Loan
Documentation
Fee
$125
*Example: On financed amount of $7,500, your down payment is $0 with 48 monthly payments of $212.26 each. Interest Rate is 14.99% [APR is 15.92%].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 660. Minimum amount financed $1,500; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 11/1/2023 and 1/31/2024. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.
Sub-prime
Program
10.99% for 36 Months [12.16%
APR*]
Minimum
Purchase
Requirement
$1,500
Interest Rate
10.99%
Term
36 Months
Loan
Documentation
Fee
$125
*Example: On financed amount of $7,500, your down payment is $0 with 36 monthly payments of $249.68 each. Interest Rate is 10.99% [APR is 12.16%].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 620. Minimum amount financed $1,500; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 11/1/2023 and 1/31/2024. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.
Deal, Direct, Done. On the spot retail financing from Dealer Direct.
Dealer Direct, a department of First Community Bank in Batesville, Arkansas, offers specialized financing for manufacturers, including floor plans and retail financing. Since our start in 2005, we have grown to service thousands of retail dealers nationwide.
Dealer Direct combines the speed and technology of a national finance company with the individualized attention and customer service of a hometown community bank. A loan officer handles each application that comes in and makes the credit decision. This gives us the opportunity to maximize the number of approvals that fit within our program.
Effective April 1 - June 30, 2023. ALL INFORMATION SUBJECT TO CHANGE. Rates shown above apply for qualified buyers. All financing options above are subject to dealer participation. Each option applies to new equipment purchases only. All loans subject to credit approval. Ask your local dealer for details.
Contact Dealer Direct For More Info6.49% for 48 Months with 48 Equal Monthly Principal & Interest Payments1
Minimum
Purchase
Requirement
$2,000
Interest Rate
6.49%
Term
48 Months
Loan Processing Fee
$125
1Based on a $7,500 loan amount at 6.49% (7.438% APR) = 48 monthly payments of $178.66. APR = Annual Percentage Rate. Rates as of 04/01/2023 expiring 06/30/2023. Rates subject to change. Offer of credit subject to credit approval. Offer of specific rates, terms and fees void where prohibited. Restrictions apply. Ask your local dealer for details.
5.49% for 60 Months with 60 Equal Monthly Principal & Interest Payments2
Minimum
Purchase
Requirement
$2,000
Interest Rate
5.49%
Term
60 Months
Loan Processing Fee
$125
2Based on a $7,500 loan amount at 5.49% (6.259% APR) = 60 monthly payments of $143.84. APR = Annual Percentage Rate. Rates as of 04/01/2023 expiring 06/30/2023. Rates subject to change. Offer of credit subject to credit approval. Offer of specific rates, terms and fees void where prohibited. Restrictions apply. Ask your local dealer for details.
5.99% for 60 Months with 60 Equal Monthly Principal & Interest Payments3
Minimum
Purchase
Requirement
$2,000
Interest Rate
5.99%
Term
60 Months
Loan Processing Fee
$125
3Based on a $7,500 loan amount at 5.99% (6.770% APR) = 60 monthly payments of $145.64. APR = Annual Percentage Rate. Rates as of 04/01/2023 expiring 06/30/2023. Rates subject to change. Offer of credit subject to credit approval. Offer of specific rates, terms and fees void where prohibited. Restrictions apply. Ask your local dealer for details.
6.99% for 66 Months with 66 Equal Monthly Principal & Interest Payments4
Minimum
Purchase
Requirement
$10,000
Interest Rate
6.99%
Term
66 Months
Loan Processing Fee
$125
4Based on a $10,000 loan amount at 6.99% (7.572% APR) = 66 monthly payments of $183.98. APR = Annual Percentage Rate. Rates as of 04/01/2023 expiring 06/30/2023. Rates subject to change. Offer of credit subject to credit approval. Offer of specific rates, terms and fees void where prohibited. Restrictions apply. Ask your local dealer for details.
8.29% for 72 Months with 72 Equal Monthly Principal & Interest Payments5
Minimum
Purchase
Requirement
$10,000
Interest Rate
8.29%
Term
72 Months
Loan Processing Fee
$125
5Based on a $10,000 loan amount at 8.29% (8.862% APR) = 72 monthly payments of $177.98. APR = Annual Percentage Rate. Rates as of 04/01/2023 expiring 06/30/2023. Rates subject to change. Offer of credit subject to credit approval. Offer of specific rates, terms and fees void where prohibited. Restrictions apply. Ask your local dealer for details.
9.99% for 84 Months with 84 Equal Monthly Principal & Interest Payments6
Minimum
Purchase
Requirement
$10,000
Interest Rate
9.99%
Term
84 Months
Loan Processing Fee
$125
6Based on a $10,000 loan amount at 9.99% (10.540% APR) = 84 monthly payments of $167.44. APR = Annual Percentage Rate. Rates as of 04/01/2023 expiring 06/30/2023. Rates subject to change. Offer of credit subject to credit approval. Offer of specific rates, terms and fees void where prohibited. Restrictions apply. Ask your local dealer for details.