Choose The Option That Works for You
That's right, it's never been easier to get a Bad Boy Tractor. We’ve partnered with some of the industry's most respectable financial institutions to bring you money-saving financing offers to keep your field, farm and property in top condition.
Bad Boy Mowers has partnered with Sheffield Financial to provide fixed, straight, installment loans for purchases of Bad Boy Tractors.
ANNUAL PERCENTAGE RATE subject to increase after promotional period.
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Financing promotions void where prohibited. Offer subject to change without notice. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 11/1/2024 and 1/31/2025.
No dealer recourse or reserve. Same day funding available. Direct deposit available. All loans subject to credit approval. Other features available. Subject to change without notice. $75,000 maximum amount financed. UCC filing fee may be charged. Sheffield Financial is a division of Truist Bank, Member FDIC.
Click Here To Apply Now Contact Your Local Bad Boy Dealer For more Info0% for 84 Months [0.35% APR*]
Minimum
Purchase
Requirement
$12,000
Interest Rate
0%
Term
84 Months
Loan
Documentation
Fee
$150
*Example: On financed amount of $12,000, your down payment is $0 with 84 monthly payments of $144.65 each. Interest Rate is 0% [APR is 0.35%].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 700. Minimum amount financed $12,000; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 11/1/2024 and 1/31/2025. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $150.00. Offer subject to change without notice.
0% for 60 Months [0.78% APR*]
Minimum
Purchase
Requirement
$2,500
Interest Rate
0%
Term
60 Months
Loan
Documentation
Fee
$150
*Example: On financed amount of $7,500, your Down Payment is $0 with 60 monthly payments of $127.50 each. Interest Rate is 0% [APR is .78%].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 675. Minimum amount financed $2,500; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 11/1/2024 and 1/31/2025. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $150.00. Offer subject to change without notice.
3.99% for 84 Months [4.35% APR*]
Minimum
Purchase
Requirement
$12,000
Interest Rate
3.99%
Term
84 Months
Loan
Documentation
Fee
$150
*Example: On financed amount of $12,000, your down payment is $0 with 84 monthly payments of $165.95 each. Interest Rate is 3.99% [APR is 4.35%].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 700. Minimum amount financed $12,000; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 11/1/2024 and 1/31/2025. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $150.00. Offer subject to change without notice.
5.99% for 96 Months [6.12% APR*]
Minimum
Purchase
Requirement
$30,000
Interest Rate
5.99%
Term
96 Months
Loan
Documentation
Fee
$150
*Example: On financed amount of $30,000, your down payment is $0 with 96 monthly payments of $395.96 each. Interest Rate is 5.99% [APR is 6.12%].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 730. Minimum amount financed $30,000; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 11/1/2024 and 1/31/2025. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $150.00. Offer subject to change without notice.
7.74% for 24 Months [9.71% APR*]
Minimum
Purchase
Requirement
$2,500
Interest Rate
7.74%
Term
24 Months
Loan
Documentation
Fee
$150
*Example: On financed amount of $7,500, your down payment is $0 with 24 monthly payments of $345.08 each. Interest Rate is 7.74% [APR is 9.71%].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 675. Minimum amount financed $2,500; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 11/1/2024 and 1/31/2025. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $150.00. Offer subject to change without notice.
7.74% for 36 Months [9.09% APR*]
Minimum
Purchase
Requirement
$2,500
Interest Rate
7.74%
Term
36 Months
Loan
Documentation
Fee
$150
*Example: On financed amount of $7,500, your down payment is $0 with 36 monthly payments of $238.81 each. Interest Rate is 7.74% [APR is 9.09%].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 675. Minimum amount financed $2,500; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 11/1/2024 and 1/31/2025. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $150.00. Offer subject to change without notice.
7.74% for 48 Months [8.77% APR*]
Minimum
Purchase
Requirement
$2,500
Interest Rate
7.74%
Term
48 Months
Loan
Documentation
Fee
$150
*Example: On financed amount of $7,500, your down payment is $0 with 48 monthly payments of $185.82 each. Interest Rate is 7.74% [APR is 8.77%].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 675. Minimum amount financed $2,500; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 11/1/2024 and 1/31/2025. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $150.00. Offer subject to change without notice.
8.24% for 60 Months [9.08% APR*]
Minimum
Purchase
Requirement
$2,500
Interest Rate
8.24%
Term
60 Months
Loan
Documentation
Fee
$150
*Example: On financed amount of $7,500, your down payment is $0 with 60 monthly payments of $155.99 each. Interest Rate is 8.24% [APR is 9.08%].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 675. Minimum amount financed $2,500; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 11/1/2024 and 1/31/2025. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $150.00. Offer subject to change without notice.
8.24% for 72 Months [8.95% APR*]
Minimum
Purchase
Requirement
$7,500
Interest Rate
8.24%
Term
72 Months
Loan
Documentation
Fee
$150
*Example: On financed amount of $7,500, your down payment is $0 with 72 monthly payments of $135.02 each. Interest Rate is 8.24% [APR is 8.95%].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 700. Minimum amount financed $7,500; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 11/1/2024 and 1/31/2025. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $150.00. Offer subject to change without notice.
8.24% for 84 Months [8.63% APR*]
Minimum
Purchase
Requirement
$12,000
Interest Rate
8.24%
Term
84 Months
Loan
Documentation
Fee
$150
*Example: On financed amount of $12,000, your down payment is $0 with 84 monthly payments of $190.81 each. Interest Rate is 8.24% [APR is 8.63%].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 700. Minimum amount financed $12,000; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 11/1/2024 and 1/31/2025. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $150.00. Offer subject to change without notice.
12.99% for 36 Months [14.36% APR*]
Minimum
Purchase
Requirement
$2,500
Interest Rate
12.99%
Term
36 Months
Loan
Documentation
Fee
$150
*Example: On financed amount of $7,500, your down payment is $0 with 36 monthly payments of $257.65 each. Interest Rate is 12.99% [APR is 14.36%].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 640. Minimum amount financed $2,500; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 11/1/2024 and 1/31/2025. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $150.00. Offer subject to change without notice.
14.99% for 48 Months [16.06% APR*]
Minimum
Purchase
Requirement
$2,500
Interest Rate
14.99%
Term
48 Months
Loan
Documentation
Fee
$150
*Example: On financed amount of $7,500, your down payment is $0 with 48 monthly payments of $212.80 each. Interest Rate is 14.99% [APR is 16.06%].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 640. Minimum amount financed $2,500; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 11/1/2024 and 1/31/2025. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $150.00. Offer subject to change without notice.
Sub-prime
Program
10.99% for 36 Months [12.35%
APR*]
Minimum
Purchase
Requirement
$2,500
Interest Rate
10.99%
Term
36 Months
Loan
Documentation
Fee
$150
*Example: On financed amount of $7,500, your down payment is $0 with 36 monthly payments of $250.36 each. Interest Rate is 10.99% [APR is 12.35%].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 640. Minimum amount financed $2,500; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 11/1/2024 and 1/31/2025. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $150.00. Offer subject to change without notice.