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Bad Boy has partnered with Sheffield Financial to provide fixed, straight, installment loans for purchases of Bad Boy Mowers.
ANNUAL PERCENTAGE RATE subject to increase after promotional period.
Note: The following financing programs are offered by Sheffield Financial is a division of Truist Bank, Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Financing promotions void where prohibited. Offer subject to change without notice. Offer effective on eligible and qualified Bad Boy Mowers purchased from a participating Bad Boy Mower dealer between 11/1/2026 and 1/31/2027.
Interest Begins Immediately unless noted otherwise. First Payment Due 35 Days From Date Of Closing unless noted otherwise
No dealer recourse or reserve. Same day funding available. Direct deposit available. All loans subject to credit approval. Other features available. Subject to change without notice. $150,000 maximum amount financed. UCC filing fee may be charged. Sheffield Financial is a division of Truist Bank, Member FDIC.
Click Here To Apply Now Contact Your Local Bad Boy Dealer For more InfoMow Now, Pay Later!
Zero Interest for 120
Days
No Payment for 150 Days thereafter
2.99% for 48
Months [3.42% APR*]
Minimum
Purchase
Requirement
$1,500
Interest Rate
2.99%
Term
48 Months
Loan
Documentation
Fee
$150
*Example: On a 5/1/2026 amount financed of $7,500, your Down Payment is $0.00, no interest for 120 days and payment for 150 days followed by 48 monthly payments of $169.29 each. Interest rate is 2.99% [ANNUAL PERCENTAGE RATE is 3.42% (E)].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Bureau risk score alone does not guarantee rate eligibility; other underwriting criteria may apply. Minimum amount financed $1500.00; Maximum amount financed $150,000.00. Other qualifications and restrictions may apply. An Origination Fee of $150.00 will be added to the amount financed in the above example. Offer effective on eligible and qualified units purchased from a participating Sheffield dealer. See dealer for product eligibility and qualifications between 11/1/2026 and 1/31/2027. Offer subject to change without notice [“E” means estimate”].
0% for 36 Months [1.29% APR*]
Minimum
Purchase
Requirement
$1,500
Interest Rate
0%
Term
36 Months
Loan
Documentation
Fee
$150
*Example: On amount financed of $7,500, your Down Payment is $0.00 with 36 monthly payments of $212.50 each. Interest rate is 0.00% [ANNUAL PERCENTAGE RATE is 1.29% (E)].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Bureau risk score alone does not guarantee rate eligibility; other underwriting criteria may apply. Minimum amount financed $1500.00; Maximum amount financed $150,000.00. Other qualifications and restrictions may apply. An Origination Fee of $150.00 will be added to the amount financed in the above example. Offer effective on eligible and qualified units purchased from a participating Sheffield dealer. See dealer for product eligibility and qualifications between 11/1/2026 and 1/31/2027. Offer subject to change without notice [“E” means estimate”].
0% for 48 Months [0.98% APR*]
Minimum
Purchase
Requirement
$1,500
Interest Rate
0%
Term
48 Months
Loan
Documentation
Fee
$150
*Example: On amount financed of $7,500, your down payment is $0.00 with 48 monthly payments of $159.38 each. Interest Rate is 0.00% [ANNUAL PERCENTAGE RATE is 0.98% (E)].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Bureau risk score alone does not guarantee rate eligibility; other underwriting criteria may apply. Minimum amount financed $1500.00; Maximum amount financed $150,000.00. Other qualifications and restrictions may apply. An Origination Fee of $150.00 will be added to the amount financed in the above example. Offer effective on eligible and qualified units purchased from a participating Sheffield dealer. See dealer for product eligibility and qualifications between 11/1/2026 and 1/31/2027. Offer subject to change without notice [“E” means estimate”].
0% for 60 Months [0.78% APR*]
Minimum
Purchase
Requirement
$2,500
Interest Rate
0%
Term
60 Months
Loan
Documentation
Fee
$150
*Example: On amount financed of $7,500, your Down Payment is $0.00 with 60 monthly payments of $127.50 each. Interest rate is 0.00% [ANNUAL PERCENTAGE RATE is 0.78% (E)].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Bureau risk score alone does not guarantee rate eligibility; other underwriting criteria may apply. Minimum amount financed $2500.00; Maximum amount financed $150,000.00. Other qualifications and restrictions may apply. An Origination Fee of $150.00 will be added to the amount financed in the above example. Offer effective on eligible and qualified units purchased from a participating Sheffield dealer. See dealer for product eligibility and qualifications between 11/1/2026 and 1/31/2027. Offer subject to change without notice [“E” means estimate”].
0.99% for 48 Months [1.97% APR*]
Minimum
Purchase
Requirement
$1,500
Interest Rate
0.99%
Term
48 Months
Loan
Documentation
Fee
$150
*Example: On amount financed of $7,500, your down payment is $0.00 with 48 monthly payments of $162.62 each. Interest Rate is 0.99% [ANNUAL PERCENTAGE RATE is 1.97% (E)].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Bureau risk score alone does not guarantee rate eligibility; other underwriting criteria may apply. Minimum amount financed $1500.00; Maximum amount financed $150,000.00. Other qualifications and restrictions may apply. An Origination Fee of $150.00 will be added to the amount financed in the above example. Offer effective on eligible and qualified units purchased from a participating Sheffield dealer. See dealer for product eligibility and qualifications between 11/1/2026 and 1/31/2027. Offer subject to change without notice [“E” means estimate”].
1.99% for 60 Months [2.79% APR*]
Minimum
Purchase
Requirement
$2,500
Interest Rate
1.99%
Term
60 Months
Loan
Documentation
Fee
$150
*Example: On amount financed of $7,500, your down payment is $0.00 with 60 monthly payments of $134.06 each. Interest Rate is 1.99% [ANNUAL PERCENTAGE RATE is 2.79% (E)].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Bureau risk score alone does not guarantee rate eligibility; other underwriting criteria may apply. Minimum amount financed $2500.00; Maximum amount financed $150,000.00. Other qualifications and restrictions may apply. An Origination Fee of $150.00 will be added to the amount financed in the above example. Offer effective on eligible and qualified units purchased from a participating Sheffield dealer. See dealer for product eligibility and qualifications between 11/1/2026 and 1/31/2027. Offer subject to change without notice [“E” means estimate”].
4.99% for 48 Months [6.00% APR*]
Minimum
Purchase
Requirement
$1,500
Interest Rate
4.99%
Term
48 Months
Loan
Documentation
Fee
$150
*Example: On amount financed of $7,500, your down payment is $0.00 with 48 monthly payments of $176.14 each. Interest Rate is 4.99% [ANNUAL PERCENTAGE RATE is 6.00% (E)].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Bureau risk score alone does not guarantee rate eligibility; other underwriting criteria may apply. Minimum amount financed $1500.00; Maximum amount financed $150,000.00. Other qualifications and restrictions may apply. An Origination Fee of $150.00 will be added to the amount financed in the above example. Offer effective on eligible and qualified units purchased from a participating Sheffield dealer. See dealer for product eligibility and qualifications between 11/1/2026 and 1/31/2027. Offer subject to change without notice [“E” means estimate”].
3.99% for 60 Months [4.80% APR*]
Minimum
Purchase
Requirement
$1,500
Interest Rate
3.99%
Term
60 Months
Loan
Documentation
Fee
$150
*Example: On amount financed of $7,500, your down payment is $0.00 with 60 monthly payments of $140.86 each. Interest Rate is 3.99% [ANNUAL PERCENTAGE RATE is 4.80% (E)].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Bureau risk score alone does not guarantee rate eligibility; other underwriting criteria may apply. Minimum amount financed $1500.00; Maximum amount financed $150,000.00. Other qualifications and restrictions may apply. An Origination Fee of $150.00 will be added to the amount financed in the above example. Offer effective on eligible and qualified units purchased from a participating Sheffield dealer. See dealer for product eligibility and qualifications between 11/1/2026 and 1/31/2027. Offer subject to change without notice [“E” means estimate”].
5.99% for 60 Months [6.82% APR*]
Minimum
Purchase
Requirement
$2,500
Interest Rate
5.99%
Term
60 Months
Loan
Documentation
Fee
$150
*Example: On amount financed of $7,500, your down payment is $0.00 with 60 monthly payments of $147.88 each. Interest Rate is 5.99% [ANNUAL PERCENTAGE RATE is 6.82% (E)].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Bureau risk score alone does not guarantee rate eligibility; other underwriting criteria may apply. Minimum amount financed $2500.00; Maximum amount financed $150,000.00. Other qualifications and restrictions may apply. An Origination Fee of $150.00 will be added to the amount financed in the above example. Offer effective on eligible and qualified units purchased from a participating Sheffield dealer. See dealer for product eligibility and qualifications between 11/1/2026 and 1/31/2027. Offer subject to change without notice [“E” means estimate”].
5.99% for 12 Months [7.25% APR*]
Minimum
Purchase
Requirement
$500
Interest Rate
5.99%
Term
12 Months
Loan
Documentation
Fee
$50
*Example: On amount financed of $7,500, your down payment is $0.00 with 12 monthly payments of $649.82 each. Interest Rate is 5.99% [ANNUAL PERCENTAGE RATE is 7.25% (E)].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Bureau risk score alone does not guarantee rate eligibility; other underwriting criteria may apply. Minimum amount financed $500.00; Maximum amount financed $150,000.00. Other qualifications and restrictions may apply. An Origination Fee of $50.00 will be added to the amount financed in the above example. Offer effective on eligible and qualified units purchased from a participating Sheffield dealer. See dealer for product eligibility and qualifications between 11/1/2026 and 1/31/2027. Offer subject to change without notice [“E” means estimate”].
7.99% for 24 Months [9.95% APR*]
Minimum
Purchase
Requirement
$1,500
Interest Rate
7.99%
Term
24 Months
Loan
Documentation
Fee
$150
*Example: On amount financed of $7,500, your down payment is $0.00 with 24 monthly payments of $345.90 each. Interest Rate is 7.99% [ANNUAL PERCENTAGE RATE is 9.95% (E)].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Bureau risk score alone does not guarantee rate eligibility; other underwriting criteria may apply. Minimum amount financed $1500.00; Maximum amount financed $150,000.00. Other qualifications and restrictions may apply. An Origination Fee of $150.00 will be added to the amount financed in the above example. Offer effective on eligible and qualified units purchased from a participating Sheffield dealer. See dealer for product eligibility and qualifications between 11/1/2026 and 1/31/2027. Offer subject to change without notice [“E” means estimate”].
9.99% for 36 Months [11.34% APR*]
Minimum
Purchase
Requirement
$1,500
Interest Rate
9.99%
Term
36 Months
Loan
Documentation
Fee
$150
*Example: On amount financed of $7,500, your down payment is $0.00 with 36 monthly payments of $246.76 each. Interest Rate is 9.99% [ANNUAL PERCENTAGE RATE is 11.34% (E)].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Bureau risk score alone does not guarantee rate eligibility; other underwriting criteria may apply. Minimum amount financed $1500.00; Maximum amount financed $150,000.00. Other qualifications and restrictions may apply. An Origination Fee of $150.00 will be added to the amount financed in the above example. Offer effective on eligible and qualified units purchased from a participating Sheffield dealer. See dealer for product eligibility and qualifications between 11/1/2026 and 1/31/2027. Offer subject to change without notice [“E” means estimate”].
11.99% for 48 Months [13.04% APR*]
Minimum
Purchase
Requirement
$1,500
Interest Rate
11.99%
Term
48 Months
Loan
Documentation
Fee
$150
*Example: On amount financed of $7,500, your down payment is $0.00 with 48 monthly payments of $201.37 each. Interest Rate is 11.99% [ANNUAL PERCENTAGE RATE is 13.04% (E)].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Bureau risk score alone does not guarantee rate eligibility; other underwriting criteria may apply. Minimum amount financed $1500.00; Maximum amount financed $150,000.00. Other qualifications and restrictions may apply. An Origination Fee of $150.00 will be added to the amount financed in the above example. Offer effective on eligible and qualified units purchased from a participating Sheffield dealer. See dealer for product eligibility and qualifications between 11/1/2026 and 1/31/2027. Offer subject to change without notice [“E” means estimate”].
8.99% for 12 Months [10.21% APR*]
Minimum
Purchase
Requirement
$500
Interest Rate
8.99%
Term
12 Months
Loan
Documentation
Fee
$50
*Example: On amount financed of $7,500, your down payment is $0.00 with 12 monthly payments of $660.10 each. Interest Rate is 8.99% [ANNUAL PERCENTAGE RATE is 10.21% (E)].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Bureau risk score alone does not guarantee rate eligibility; other underwriting criteria may apply. Minimum amount financed $500.00; Maximum amount financed $150,000.00. Other qualifications and restrictions may apply. An Origination Fee of $50.00 will be added to the amount financed in the above example. Offer effective on eligible and qualified units purchased from a participating Sheffield dealer. See dealer for product eligibility and qualifications between 11/1/2026 and 1/31/2027. Offer subject to change without notice [“E” means estimate”].
10.99% for 24 Months [12.63% APR*]
Minimum
Purchase
Requirement
$1,500
Interest Rate
10.99%
Term
24 Months
Loan
Documentation
Fee
$150
*Example: On amount financed of $7,500, your down payment is $0.00 with 24 monthly payments of $355.27 each. Interest Rate is 10.99% [ANNUAL PERCENTAGE RATE is 12.63% (E)].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Bureau risk score alone does not guarantee rate eligibility; other underwriting criteria may apply. Minimum amount financed $1500.00; Maximum amount financed $150,000.00. Other qualifications and restrictions may apply. An Origination Fee of $150.00 will be added to the amount financed in the above example. Offer effective on eligible and qualified units purchased from a participating Sheffield dealer. See dealer for product eligibility and qualifications between 11/1/2026 and 1/31/2027. Offer subject to change without notice [“E” means estimate”].
12.99% for 36 Months [14.13% APR*]
Minimum
Purchase
Requirement
$1,500
Interest Rate
12.99%
Term
36 Months
Loan
Documentation
Fee
$150
*Example: On amount financed of $7,500, your down payment is $0.00 with 36 monthly payments of $256.81 each. Interest Rate is 12.99% [ANNUAL PERCENTAGE RATE is 14.13% (E)].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Bureau risk score alone does not guarantee rate eligibility; other underwriting criteria may apply. Minimum amount financed $1500.00; Maximum amount financed $150,000.00. Other qualifications and restrictions may apply. An Origination Fee of $150.00 will be added to the amount financed in the above example. Offer effective on eligible and qualified units purchased from a participating Sheffield dealer. See dealer for product eligibility and qualifications between 11/1/2026 and 1/31/2027. Offer subject to change without notice [“E” means estimate”].
14.99% for 48 Months [15.88% APR*]
Minimum
Purchase
Requirement
$1,500
Interest Rate
14.99%
Term
48 Months
Loan
Documentation
Fee
$150
*Example: On amount financed of $7,500, your down payment is $0.00 with 48 monthly payments of $212.11 each. Interest Rate is 14.99% [ANNUAL PERCENTAGE RATE is 15.88% (E)].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Bureau risk score alone does not guarantee rate eligibility; other underwriting criteria may apply. Minimum amount financed $1500.00; Maximum amount financed $150,000.00. Other qualifications and restrictions may apply. An Origination Fee of $150.00 will be added to the amount financed in the above example. Offer effective on eligible and qualified units purchased from a participating Sheffield dealer. See dealer for product eligibility and qualifications between 11/1/2026 and 1/31/2027. Offer subject to change without notice [“E” means estimate”].
Bad Boy has partnered with Dealer Direct to provide On The Spot Retail Financing for purchases of Bad Boy Mowers.
Click Here To Apply Now Contact Your Local Bad Boy Dealer For more Info0.00% for 36
Months
with 36 Equal Monthly Principal Payments*
Minimum
Purchase
Requirement
$2,000
Interest Rate
0.00%
Term
36 Months
Loan
Documentation
Fee
$125
* Effective August 1 - October 31, 2026. Applicants must have a FICO score of 650 or higher to qualify for loans equal to or below $30,000. For loans above $30,000, applicants must have a FICO score of 700 or higher. No down payment required (with acceptable credit). Additions for accessories must be pre-approved by a credit officer. Title vehicles will require proof of registration or actual MSO. Proof of insurance may be required at funding. All applicable fees required by each state (i.e UCC fees, direct lien fees, etc.) will be added. Maximum loan amount = $50,000.00. $125 Loan Processing Fee (added to loan). LTV: New Units factory invoice / Used units @ lenders discretion. Used units must meet aging guidelines. Associated dealer cost must be paid at closing.
0.00% for 48
Months
with 48 Equal Monthly Principal Payments*
Minimum
Purchase
Requirement
$2,000
Interest Rate
0.00%
Term
48 Months
Loan
Documentation
Fee
$125
* Effective August 1 - October 31, 2026. Applicants must have a FICO score of 650 or higher to qualify for loans equal to or below $30,000. For loans above $30,000, applicants must have a FICO score of 700 or higher. No down payment required (with acceptable credit). Additions for accessories must be pre-approved by a credit officer. Title vehicles will require proof of registration or actual MSO. Proof of insurance may be required at funding. All applicable fees required by each state (i.e UCC fees, direct lien fees, etc.) will be added. Maximum loan amount = $50,000.00. $125 Loan Processing Fee (added to loan). LTV: New Units factory invoice / Used units @ lenders discretion. Used units must meet aging guidelines. Associated dealer cost must be paid at closing.
0.00% for 60
Months
with 60 Equal Monthly Principal Payments*
Minimum
Purchase
Requirement
$2,000
Interest Rate
0.00%
Term
60 Months
Loan
Documentation
Fee
$125
* Effective August 1 - October 31, 2026. Applicants must have a FICO score of 650 or higher to qualify for loans equal to or below $30,000. For loans above $30,000, applicants must have a FICO score of 700 or higher. No down payment required (with acceptable credit). Additions for accessories must be pre-approved by a credit officer. Title vehicles will require proof of registration or actual MSO. Proof of insurance may be required at funding. All applicable fees required by each state (i.e UCC fees, direct lien fees, etc.) will be added. Maximum loan amount = $50,000.00. $125 Loan Processing Fee (added to loan). LTV: New Units factory invoice / Used units @ lenders discretion. Used units must meet aging guidelines. Associated dealer cost must be paid at closing.
0.99% for 48
Months
with 48 Equal Monthly Principal & Interest Payments*
Minimum
Purchase
Requirement
$2,000
Interest Rate
0.99%
Term
48 Months
Loan
Documentation
Fee
$125
* Effective August 1 - October 31, 2026. Applicants must have a FICO score of 650 or higher to qualify for loans equal to or below $30,000. For loans above $30,000, applicants must have a FICO score of 700 or higher. No down payment required (with acceptable credit). Additions for accessories must be pre-approved by a credit officer. Title vehicles will require proof of registration or actual MSO. Proof of insurance may be required at funding. All applicable fees required by each state (i.e UCC fees, direct lien fees, etc.) will be added. Maximum loan amount = $50,000.00. $125 Loan Processing Fee (added to loan). LTV: New Units factory invoice / Used units @ lenders discretion. Used units must meet aging guidelines. Associated dealer cost must be paid at closing.
1.99% for 48
Months
with 48 Equal Monthly Principal & Interest Payments*
Minimum
Purchase
Requirement
$2,000
Interest Rate
1.99%
Term
48 Months
Loan
Documentation
Fee
$125
* Effective August 1 - October 31, 2026. Applicants must have a FICO score of 650 or higher to qualify for loans equal to or below $30,000. For loans above $30,000, applicants must have a FICO score of 700 or higher. No down payment required (with acceptable credit). Additions for accessories must be pre-approved by a credit officer. Title vehicles will require proof of registration or actual MSO. Proof of insurance may be required at funding. All applicable fees required by each state (i.e UCC fees, direct lien fees, etc.) will be added. Maximum loan amount = $50,000.00. $125 Loan Processing Fee (added to loan). LTV: New Units factory invoice / Used units @ lenders discretion. Used units must meet aging guidelines. Associated dealer cost must be paid at closing.
1.99% for 60
Months
with 60 Equal Monthly Principal & Interest Payments*
Minimum
Purchase
Requirement
$2,000
Interest Rate
1.99%
Term
60 Months
Loan
Documentation
Fee
$125
* Effective August 1 - October 31, 2026. Applicants must have a FICO score of 650 or higher to qualify for loans equal to or below $30,000. For loans above $30,000, applicants must have a FICO score of 700 or higher. No down payment required (with acceptable credit). Additions for accessories must be pre-approved by a credit officer. Title vehicles will require proof of registration or actual MSO. Proof of insurance may be required at funding. All applicable fees required by each state (i.e UCC fees, direct lien fees, etc.) will be added. Maximum loan amount = $50,000.00. $125 Loan Processing Fee (added to loan). LTV: New Units factory invoice / Used units @ lenders discretion. Used units must meet aging guidelines. Associated dealer cost must be paid at closing.
4.99% for 48
Months
with 48 Equal Monthly Principal & Interest Payments*
Minimum
Purchase
Requirement
$2,000
Interest Rate
4.99%
Term
48 Months
Loan
Documentation
Fee
$125
* Effective August 1 - October 31, 2026. Applicants must have a FICO score of 650 or higher to qualify for loans equal to or below $30,000. For loans above $30,000, applicants must have a FICO score of 700 or higher. No down payment required (with acceptable credit). Additions for accessories must be pre-approved by a credit officer. Title vehicles will require proof of registration or actual MSO. Proof of insurance may be required at funding. All applicable fees required by each state (i.e UCC fees, direct lien fees, etc.) will be added. Maximum loan amount = $50,000.00. $125 Loan Processing Fee (added to loan). LTV: New Units factory invoice / Used units @ lenders discretion. Used units must meet aging guidelines. Associated dealer cost must be paid at closing.
3.99% for 60
Months
with 60 Equal Monthly Principal & Interest Payments*
Minimum
Purchase
Requirement
$2,000
Interest Rate
3.99%
Term
60 Months
Loan
Documentation
Fee
$125
* Effective August 1 - October 31, 2026. Applicants must have a FICO score of 650 or higher to qualify for loans equal to or below $30,000. For loans above $30,000, applicants must have a FICO score of 700 or higher. No down payment required (with acceptable credit). Additions for accessories must be pre-approved by a credit officer. Title vehicles will require proof of registration or actual MSO. Proof of insurance may be required at funding. All applicable fees required by each state (i.e UCC fees, direct lien fees, etc.) will be added. Maximum loan amount = $50,000.00. $125 Loan Processing Fee (added to loan). LTV: New Units factory invoice / Used units @ lenders discretion. Used units must meet aging guidelines. Associated dealer cost must be paid at closing.
5.99% for 60
Months
with 60 Equal Monthly Principal & Interest Payments*
Minimum
Purchase
Requirement
$2,000
Interest Rate
4.99%
Term
60 Months
Loan
Documentation
Fee
$125
* Effective August 1 - October 31, 2026. Applicants must have a FICO score of 650 or higher to qualify for loans equal to or below $30,000. For loans above $30,000, applicants must have a FICO score of 700 or higher. No down payment required (with acceptable credit). Additions for accessories must be pre-approved by a credit officer. Title vehicles will require proof of registration or actual MSO. Proof of insurance may be required at funding. All applicable fees required by each state (i.e UCC fees, direct lien fees, etc.) will be added. Maximum loan amount = $50,000.00. $125 Loan Processing Fee (added to loan). LTV: New Units factory invoice / Used units @ lenders discretion. Used units must meet aging guidelines. Associated dealer cost must be paid at closing.
Bad Boy Mowers has partnered with Roadrunner Financial to provide installment loans for purchases of Bad Boy Mowers.
Max amount financed: $25,000. Program Terms: Loan approvals are valid for 30 days. LTV based off of MSRP. Rates shown are minimum FICO & APR. Maximum 1 mower financed. Consumer use only. No early pay off penalties. Usury limits may apply in certain states. GAP not available in DE, IN, MD, NH, ND & VT.
*Disclosures: The listed financing programs are offered by Roadrunner Financial, Inc. This is not an offer of credit. All applicants are subject to credit approval. Not all customers will qualify for the below listed programs. Approval, rates, minimum purchase requirements and terms advertised are based upon the minimum credit bureau (FICO®) score indicated and overall credit worthiness. Other qualifications and restrictions may apply. Offer subject to change without notice.
Click Here To Apply Now Contact Your Local Bad Boy Dealer For more InfoRoadrunner Prime Promotional No Customer Fees!
0.00% APR for 48 Months*
Maximum
Amount
Financed
$25,000
Interest Rate
0%
Term
48 Months
Loan Documentation Fee
$0
Roadrunner Prime Promotional No
Customer Fees!
4.99% APR for 72 Months*
Maximum
Amount
Financed
$25,000
Interest Rate
4.99%
Term
72 Months
Loan Documentation Fee
$0
Roadrunner Prime No
Customer Fees!
6.99% APR for 48 Months*
Maximum
Amount
Financed
$25,000
Interest Rate
6.99%
Term
48 Months
Loan Documentation Fee
$0
Bad Boy Mowers has partnered with Huntington Powered by Octane to provide financing for your Bad Boy mower purchase.
The financing programs below are offered by The Huntington National Bank, Member FDIC. Available at participating dealers only. Offers valid in the U.S. only (excluding AK, HI and Washington DC). Additional terms and conditions are disclosed below.
Click Here To Apply Now Contact Your Local Bad Boy Dealer For more Info0% for 36 Months [1.29% APR]
Minimum
Amount
Financed
$1,500
Interest Rate
0%
Term
36 Months
Loan
Documentation
Fee
$150*
Example: On a $7,500 purchase with $0 down payment and a $150 loan documentation fee financed with the purchase, at a 0.00% interest rate and a 1.29% Annual Percentage Rate (APR), you would make 36 monthly payments of $212.50.
0% for 48 Months [0.97% APR]
Minimum
Amount
Financed
$1,500
Interest Rate
0%
Term
48 Months
Loan
Documentation
Fee
$150*
Example: On a $7,500 purchase with $0 down payment and a $150 loan documentation fee financed with the purchase, at a 0.00% interest rate and a 0.97% Annual Percentage Rate (APR), you would make 48 monthly payments of $159.38.
0.99% for 48 Months [1.97% APR]
Minimum
Amount
Financed
$1,500
Interest Rate
0.99%
Term
48 Months
Loan
Documentation
Fee
$150*
Example: On a $7,500 purchase with $0 down payment and a $150 loan documentation fee financed with the purchase, at a 0.99% interest rate and a 1.97% Annual Percentage Rate (APR), you would make 48 monthly payments of $162.62.
1.99% for 48 Months [2.98% APR]
Minimum
Amount
Financed
$1,500
Interest Rate
1.99%
Term
48 Months
Loan
Documentation
Fee
$150*
Example: On a $7,500 purchase with $0 down payment and a $150 loan documentation fee financed with the purchase, at a 1.99% interest rate and a 2.98% Annual Percentage Rate (APR), you would make 48 monthly payments of $165.93.
4.99% for 48 Months [6.00% APR]
Minimum
Amount
Financed
$1,500
Interest Rate
4.99%
Term
48 Months
Loan
Documentation
Fee
$150*
Example: On a $7,500 purchase with $0 down payment and a $150 loan documentation fee financed with the purchase, at a 4.99% interest rate and a 6.00% Annual Percentage Rate (APR), you would make 48 monthly payments of $176.14.
1.99% for 60 Months [2.79% APR]
Minimum
Amount
Financed
$2,500
Interest Rate
1.99%
Term
60 Months
Loan
Documentation
Fee
$150*
Example: On a $7,500 purchase with $0 down payment and a $150 loan documentation fee financed with the purchase, at a 1.99% interest rate and a 2.79% Annual Percentage Rate (APR), you would make 60 monthly payments of $134.05.
3.99% for 60 Months [4.80% APR]
Minimum
Amount
Financed
$2,500
Interest Rate
3.99%
Term
60 Months
Loan
Documentation
Fee
$150*
Example: On a $7,500 purchase with $0 down payment and a $150 loan documentation fee financed with the purchase, at a 3.99% interest rate and a 4.80% Annual Percentage Rate (APR), you would make 60 monthly payments of $140.85.
5.99% for 60 Months [6.82% APR]
Minimum
Amount
Financed
$2,500
Interest Rate
5.99%
Term
60 Months
Loan
Documentation
Fee
$150*
Example: On a $7,500 purchase with $0 down payment and a $150 loan documentation fee financed with the purchase, at a 5.99% interest rate and a 6.82% Annual Percentage Rate (APR), you would make 60 monthly payments of $147.86.
4.99% for 72 Months [5.51% APR]
Minimum
Amount
Financed
$10,000
Interest Rate
4.99%
Term
72 Months
Loan
Documentation
Fee
$150*
Example: On a $10,000 purchase with $0 down payment and a $150 loan documentation fee financed with the purchase, at a 4.99% interest rate and a 5.51% Annual Percentage Rate (APR), you would make 72 monthly payments of $163.42.
*A $150 loan documentation fee applies and is financed with the purchase in AL, AZ, CA, CO, CT, DE, FL, GA, ID, IL, IN, IA, MS, MO, MT, NE, NV, NH, NJ, NY, NC, OH, OK, OR, PA, SC, SD, TN, TX, VT, VA, WA, WI and WY. The representative examples and APRs shown above assume the $150 Loan Documentation Fee applies. Where no loan documentation fee applies, the APR and monthly payment will be lower.
The above financing promotions are subject to credit approval and Huntington underwriting criteria. Not all applicants will qualify for the advertised programs or terms. Eligibility and available terms depend on applicable underwriting and program requirements.
Maximum amount financed $25,000. Other qualifications, conditions and restrictions apply. See participating dealer for complete program details. Offer effective on eligible and qualified units purchased from a participating dealer. Offer valid between 11/1/2026 and 1/31/2027. Offer subject to change without notice.
Huntington, Huntington Bank, and the Huntington Brandmark are service marks of Huntington Bancshares Incorporated. © 2026 Huntington Bancshares Incorporated.
Mower Finance is your 1-stop Consumer and Commercial payment solution for all types of Bad Boy equipment
Mower Finance helps both businesses and consumers secure high-quality Bad Boy landscaping equipment - mower, tractors, handhelds, and implements. Through a single application, we provide access to a wide range of financial solutions, including BNPL, installment loans, finance agreements, and lease-to-own options, designed to support all credit profiles.
Click Here To Apply Now Contact Your Local Bad Boy Dealer For more Info
Union Credit Corporation offers smart and affordable financing solutions for your business.
Whether you operate as a sole proprietorship or run a large corporation, we can help you get the Bad Boy Mower you need at a low monthly cost.
Click Here To Apply Now Contact Your Local Bad Boy Dealer For more Info
Outdoor power leasing for your Bad Boy Commercial Mowers.
Western Equipment Finance offers competitive leasing options and the ability to earn Business Credit History. We are a bank-owned, direct lender with a team of experienced outdoor power financing professionals. We underwrite, fund, and service in-house.
Click Here To Apply Now Contact Your Local Bad Boy Dealer For more Info
Clicklease offers quick,smart and affordable financing options for your business.
Bad Boy Mowers has partnered with Clicklease to provide industry-leading mowers for a low monthly payment customized to fit your budget.
Click Here To Apply Now Contact Your Local Bad Boy Dealer For more Info
